While generating new loans is critical to every credit union, more CUs than ever will be looking to grow their non-interest income in 2015. This is occurring because service charges on deposits have decreased substantially from levels reported just two years ago, according to the Floyd Report, a financial services consultant in Baytown, Texas. What’s more, ongoing regulatory pressures on two products that produced the most non-interest income—debt card interchange and overdraft fees—have been greatly...